Hero Debit

Your New Favorite Debit Card

Wherever you are, the Federal Capital Union Bank debit card gives you the flexibility to make purchases without writing a check. Simply present your card to any merchant who accepts MasterCard® debit cards, and your purchase will be deducted automatically from your checking account.

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Merchants Love Us

Our debit cards are MasterCard® which are widely accepted by merchants worldwide. So you’ll have no trouble using your card anywhere you go.

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EMV/Chip Protection

Chip cards feature an embedded microchip fpr additional protection from fraud and unauthorized use when used at a chip-enabled card reader.

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Detailed Statements

A detailed description of every card purchase and transaction you make appears on your regular, monthly checking statement which helps you better manage your money.

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No Mailbox Needed

Instant issue debit cards are available at all branches. Skip the temporary card and the week long wait for a card to come in your mail.

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A Variety of Designs

Choose your favorite pre-set design, and we’ll print your new debit card right then and there. Standard designs, free; premium designs, $5/card.

Carry a Debit Card That Makes You Smile

Not only do we have a library of designs you can choose from, including pictures of gorgeous Arkansas, butyou can also make your card 100% custom! With our Custom Debit Card designer, you can show off a photo ofyour family, pet, or favorite vacation spot every time you use your Federal Capital UnionDebit Card! It only takes a fewmoments to upload an image and get a debit card as unique as you are.

Custom Debit Cards must be ordered online and delivered via U.S. mail and cannot be issued in our branches.
Custom cards are $10 each for uploaded photos and $5 each if you choose a gallery image.

Custom Debit Card Designer
Cell Phone SecurLOCK

Protect Yourself from Fraud with SecurLOCK Equip

SecurLOCK Equip is a mobile app that allows you to control how, when, and where your debit card is used. It is a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help keep your card safe and provide instant notifications whenever your card is used.

With SecurLOCK Equip, you can use your smartphone to turn off your card if it's misplaced and turn it back on again when you find it. You can also set transaction spending limits or select geographic locations where your card can be used.

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The Checking Accounts Behind the Card

We offer different types of checking accounts to make sure you have what you need!

Free Checking
Basic Checking
Federal Capital UnionClub
Fifty Plus
Federal Capital UnionChoice
New Opportunity Checking
Explore Checking Accounts

Take Control of Your Finances

Explore some of the other ways Federal Capital Unioncan help you manage your money.

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Online Banking

Gain access to your accounts anytime and from anywhere using Federal Capital Uniononline or mobile banking solutions. You'll even have the power to pay bills, transfer money, complete mobile deposits, and a whole lot more!

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Saving Cents

An easy way to make everyday purchases part of your savings strategy. All you need is a Federal Capital Union Bank checking account with a debit card and a Federal Capital Union Bank savings account, and you can start saving today.

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Savings Accounts

With a variety of account types, including Money Markets, you will find the perfect savings account for you. It’s never been easier to keep your money safe while you work towards a secure financial future.

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